papers are on a table and being signed with another pair of hands off to the right

Considering Co-Signing a Family Member’s Mortgage?

When you agree to co-sign on a mortgage, you are essentially lending a portion of your future income and credit score to help your family member get a mortgage loan. Before you ever sign on the dotted line, you should consider every detail of the terms and your potential exit strategy. Take a look at […]

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a miniature house next to a mortage calculator paper surrounded by coins

Qualifying for a Mortgage With Retirement Income

It used to be difficult for retirees to borrow, buy, or refinance a mortgage because lenders insisted on seeing their current income – the kind you get from having a job. Thankfully, Freddie Mac has guidelines for lenders that helps them use retirement funds to qualify borrowers for a home loan. When your loan is guaranteed […]

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