retirement
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Planning to Announce Your Retirement
As your career winds down, you may be making plans to announce your retirement. To be gracious and considerate, give enough notice to enable your employer to find a suitable replacement. The amount of time depends on the nature of your job and your level of seniority. The more expertise you bring and the […]
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Retiring Early Requires Planning
Retiring early is a goal for many people. However, according to findings from the Boston College Center for Retirement Research, the average age of retirement has risen to 65.7 years old for college-educated men, 62.8 years old for college-educated women and around 62 years old for people whose highest level of education is a high […]
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New Career versus Retirement Job
If you are nearing retirement age, you may require extra determination and energy to switch to a new career. While fellow retirees are making travel plans or enjoying additional family time, you may choose to continue to keep working. The question becomes, should I start a second career or take a “retirement job” instead. […]
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Qualifying for a Mortgage With Retirement Income
It used to be difficult for retirees to borrow, buy, or refinance a mortgage because lenders insisted on seeing their current income – the kind you get from having a job. Thankfully, Freddie Mac has guidelines for lenders that helps them use retirement funds to qualify borrowers for a home loan. When your loan is guaranteed […]
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Buying a Retirement Home With Cash
Maybe you have just sold your home and you are ready to buy your retirement home. Perhaps you are purchasing a second home where you will eventually retire. Either way, you have enough money to pay for your retirement home in cash. But should you? Here are few issues to consider: You will tie up […]
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